To move crypto from Luno to VALR, generate the receiving address inside your VALR account first, match the asset and network in Luno, and check the amount that will arrive after Luno's fee. This is a transfer between wallets, not automatically a purchase or sale.
USDT offers a documented example: both providers list Ethereum and Tron, with Luno's Tron route conditional on account verification and app availability. Do not convert an existing holding to USDT just because this article uses it. An unnecessary conversion adds fees and may create a tax question.
Start at the destination
VALR's deposit instructions begin in Wallets. Select the asset you intend to receive and open Deposit. Check that deposits are enabled and read the blockchain shown above the address. Generate or copy the address from this authenticated screen.
Save the asset name, network, any additional identifier and receiving minimum. If the deposit button is unavailable or the account requests verification, stop there. A previously used address is not evidence that new deposits are currently accepted.
| Candidate | Evidence available for this guide | Before sending |
|---|---|---|
| USDT on Ethereum | Both providers document USDT support on Ethereum | Select the USDT wallet at each end |
| USDT on Tron | Both document support; Luno imposes regional/app conditions | Verify the option is active in your account |
| USDT on Solana | VALR documents support; the cited Luno guide does not | Do not use this as a Luno route |
| A different asset you already hold | Requires its own matched pair of instructions | Check both screens without assuming USDT rules apply |
The exchange hub helps distinguish account setup from transaction execution. Having an account at both providers does not settle network compatibility.
Complete the sending side
In Luno, select the same asset and its sending function. Choose the matching network when offered. Paste the VALR address and compare the full address against the destination screen. Check for substituted clipboard content. Complete any beneficiary questions truthfully; do not label an exchange account as a private wallet to bypass a question.
Before confirmation, read the total debit, transfer fee and amount to be received. Luno's guide quotes the send fee before authorisation. VALR's general schedule lists crypto deposits as free, but that does not remove the sender's charge or the need to check asset-specific limits.
Luno warns that its ETH wallet is not a USDT receiving wallet. Apply the same discipline at every provider: select the correct asset wallet as well as the network. A plausible-looking address cannot prove the destination will credit your token.
Make the test amount meaningful
Assume, purely for illustration, a withdrawal fee of 2 USDT and a receiving minimum of 10 USDT. A 10 USDT total debit would deliver only 8 and fail the intended minimum check. A 15 USDT total debit would deliver 13 under these assumptions. Replace both figures with the actual screen values and check whether the quoted amount includes or excludes the fee.
At an assumed R18 per USDT, each 2 USDT fee would cost R36, so two such sends would cost R72 in withdrawal fees alone. This conversion is illustrative. A test plus a main transfer may incur two fees. Budget for that rather than assuming the first fee covers the entire exercise. Wait for the test to appear as an available VALR balance before proceeding with a larger amount.
Distinguish sent, confirmed and credited
A sender can show a completed withdrawal while the destination still awaits blockchain confirmations or compliance checks. VALR's documentation explains that required confirmations vary by asset and network conditions. Do not promise a fixed arrival time from a single previous transfer.
Keep the transaction identifier, selected network, amount, timestamps and both provider references. If there is no blockchain transaction identifier, ask the sender about the withdrawal state. If the blockchain shows confirmation but the recipient has not credited it, give the destination those details through official support. Never pay an unsolicited “unlock” request.
Preserve ownership and accounting evidence
Store records showing that both accounts belong to you. A transfer record is different from a sale receipt. If you bought or swapped assets to make the transfer, retain those trades separately and obtain tax advice where needed.
For the next task, use the cash-out hub if you want banked rands, or the USDT guide for acquisition context. Moving to VALR does not oblige you to trade immediately. Recheck both account screens at the time of transfer; this documented workflow is not a report of an executed transaction.
Sources and verification
Primary sources checked on 20 September 2026. Prices, availability and processing arrangements can change.