Our verdict
High-yield self-custody Availability is available in supported countries globally, (major exclusions: russia, china, india, us-sanctioned regions) available (174) afghanistan albania algeria andorra angola antigua and barbuda argentina armenia australia austria azerbaijan bahamas bahrain bangladesh barbados belgium belize benin bhutan bolivia bosnia and herzegovina botswana brazil brunei bulgaria burkina faso burundi cambodia cameroon canada cape verde central african republic chad chile colombia comoros congo costa rica croatia czech republic democratic republic of the congo denmark djibouti dominica dominican republic ecuador egypt el salvador equatorial guinea eritrea estonia eswatini ethiopia fiji finland france gabon gambia georgia germany ghana greece grenada guatemala guinea guinea-bissau guyana haiti honduras hungary iceland indonesia jamaica japan jordan kazakhstan kenya kiribati kosovo kuwait kyrgyzstan laos latvia lebanon lesotho liberia libya liechtenstein lithuania luxembourg madagascar malawi malaysia maldives mali malta marshall islands mauritania mauritius mexico micronesia moldova monaco mongolia montenegro morocco mozambique namibia nauru netherlands new zealand nicaragua niger nigeria north macedonia norway oman pakistan palau panama papua new guinea paraguay peru philippines poland portugal qatar romania rwanda saint kitts and nevis saint lucia saint vincent and the grenadines samoa san marino saudi arabia senegal serbia seychelles sierra leone singapore slovakia slovenia solomon islands somalia south africa south korea south sudan spain sri lanka suriname sweden switzerland taiwan tajikistan tanzania thailand timor-leste togo tonga trinidad and tobago tunisia turkmenistan tuvalu uganda united arab emirates united kingdom united states uruguay uzbekistan vanuatu vatican city yemen zambia zimbabwe. The spreadsheet currently records $109 for recurring or annual fees and up to 4.5% (first $1k/mo) for rewards.
Rewards
Published reward: Up to 4.5% (first $1k/mo). Up to 4.5% (first $1k/mo)
Stablecoin yield
Spreadsheet value: Up to 15% APY on assets.
Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.
Fees
| Annual / recurring | $109 |
|---|---|
| FX | 1% FX + 0.5%/payment |
| Conversion | Not publicly confirmed |
| ATM | Not publicly confirmed |
| Limits | Limits vary by card tier and are displayed in the Tria app/official terms. |
Apple Pay and Google Pay
Yes
Yes
A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.
Custody and payment model
Custodial account. Card type: Debit (smart wallet). Identity checks: Light.
Availability
Available in supported countries globally, (major exclusions: Russia, China, India, US-sanctioned regions) Available (174) Afghanistan Albania Algeria Andorra Angola Antigua and Barbuda Argentina Armenia Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belgium Belize Benin Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Central African Republic Chad Chile Colombia Comoros Congo Costa Rica Croatia Czech Republic Democratic Republic of the Congo Denmark Djibouti Dominica Dominican Republic Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Eswatini Ethiopia Fiji Finland France Gabon Gambia Georgia Germany Ghana Greece Grenada Guatemala Guinea Guinea-Bissau Guyana Haiti Honduras Hungary Iceland Indonesia Jamaica Japan Jordan Kazakhstan Kenya Kiribati Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Mauritania Mauritius Mexico Micronesia Moldova Monaco Mongolia Montenegro Morocco Mozambique Namibia Nauru Netherlands New Zealand Nicaragua Niger Nigeria North Macedonia Norway Oman Pakistan Palau Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Qatar Romania Rwanda Saint Kitts and Nevis Saint Lucia Saint Vincent and the Grenadines Samoa San Marino Saudi Arabia Senegal Serbia Seychelles Sierra Leone Singapore Slovakia Slovenia Solomon Islands Somalia South Africa South Korea South Sudan Spain Sri Lanka Suriname Sweden Switzerland Taiwan Tajikistan Tanzania Thailand Timor-Leste Togo Tonga Trinidad and Tobago Tunisia Turkmenistan Tuvalu Uganda United Arab Emirates United Kingdom United States Uruguay Uzbekistan Vanuatu Vatican City Yemen Zambia Zimbabwe
Regional summary: Global.
Pros and cons
Potential strengths
- + High-yield self-custody
- + Official application route available
- + Product facts maintained in the Cards spreadsheet
Limitations
- − Eligibility varies by region
- − Rewards and rates can be conditional
- − Unknown fields require provider confirmation
Risks and detailed terms
Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.
Official sources
Last verified in the spreadsheet: 2026-07-31