Image: Generated CU branded placeholder; not a representation of the physical card

Free entry / no stake

Crypto.com Midnight Blue (Basic) Review 2026

4.3
CU rating

Free entry / no stake

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On Crypto.com’s website

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Spreadsheet row crypto-cards:3 · Last verified 2026-07-31 · Terms vary by country.

Essential metrics

Annual / recurring fee

Free

Reward / cashback

Up to 1.5%

Up to 1.5%

USDT and USDC stablecoin symbols

Stablecoin yield

Soft-staking / Earn on holdings

Mobile wallets

Apple Pay logo

Yes

Google Pay logo

Yes

Custody

Custodial account

Card type

Prepaid

Network

Visa logoVisa

Visa

Physical card

Yes

Our verdict

Free entry / no stake Availability is available in selected markets across the united states, europe/eea, united kingdom, canada, brazil, singapore and parts of asia-pacific. exact card programme and tier vary by residence.. The spreadsheet currently records free for recurring or annual fees and up to 1.5% for rewards.

Rewards

Published reward: Up to 1.5%. Up to 1.5%

Stablecoin yield

Spreadsheet value: Soft-staking / Earn on holdings.

Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.

Fees

Annual / recurringFree
FX0% FX
ConversionNot publicly confirmed
ATMNot publicly confirmed
LimitsATM, exchange and top-up limits vary by jurisdiction and card tier; see the applicable cardholder agreement/app.

Apple Pay and Google Pay

Apple Pay logo

Yes

Google Pay logo

Yes

A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.

Custody and payment model

Custodial account. Card type: Prepaid. Identity checks: Full.

Availability

Available in selected markets across the United States, Europe/EEA, United Kingdom, Canada, Brazil, Singapore and parts of Asia-Pacific. Exact card programme and tier vary by residence.

Regional summary: EEA / APAC.

Pros and cons

Potential strengths

  • + Free entry / no stake
  • + Official application route available
  • + Product facts maintained in the Cards spreadsheet

Limitations

  • − Eligibility varies by region
  • − Rewards and rates can be conditional
  • − Unknown fields require provider confirmation

Risks and detailed terms

Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.

Official sources

Last verified in the spreadsheet: 2026-07-31

FAQ

Is Crypto.com Midnight Blue (Basic) available everywhere?

No. Available in selected markets across the United States, Europe/EEA, United Kingdom, Canada, Brazil, Singapore and parts of Asia-Pacific. Exact card programme and tier vary by residence.

Does Crypto.com Midnight Blue (Basic) automatically pay stablecoin yield?

Not necessarily. The spreadsheet records “Soft-staking / Earn on holdings,” but any yield can be a separate product with separate conditions and risks.