Our verdict
US flat-rate 3% Availability is united states only; available to eligible robinhood gold members, subject to credit approval and state restrictions.. The spreadsheet currently records $0 card ($5/mo gold) for recurring or annual fees and 3% flat (convertible to crypto) for rewards.
Rewards
Published reward: 3% flat (convertible to crypto). 3% flat (convertible to crypto)
Stablecoin yield
Spreadsheet value: —.
Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.
Fees
| Annual / recurring | $0 card ($5/mo Gold) |
|---|---|
| FX | 0% FX |
| Conversion | Not publicly confirmed |
| ATM | Not publicly confirmed |
| Limits | Credit limit is determined after underwriting and shown in the card account. |
Apple Pay and Google Pay
Yes
Yes
A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.
Custody and payment model
Custodial account. Card type: Credit. Identity checks: Full.
Availability
United States only; available to eligible Robinhood Gold members, subject to credit approval and state restrictions.
Regional summary: US.
Pros and cons
Potential strengths
- + US flat-rate 3%
- + Official application route available
- + Product facts maintained in the Cards spreadsheet
Limitations
- − Eligibility varies by region
- − Rewards and rates can be conditional
- − Unknown fields require provider confirmation
Risks and detailed terms
Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.
Official sources
- https://robinhood.com/creditcard/
- https://robinhood.com/us/en/support/robinhood-gold-card/
- https://robinhood.com/us/en/support/articles/apply-for-robinhood-credit-card/
Last verified in the spreadsheet: 2026-07-31