Our verdict
KuCoin users Availability is eea countries consist of: austria, belgium, bulgaria, croatia, republic of cyprus, czech republic, denmark, estonia, finland, france, germany, greece, hungary, ireland, italy, latvia, lithuania, luxembourg, malta, netherlands, poland, portugal, romania, slovakia, slovenia, spain, sweden, iceland, liechtenstein, norway (permitted jurisdictions).. The spreadsheet currently records free for recurring or annual fees and up to 8.5% cashback for rewards.
Rewards
Published reward: Up to 8.5% cashback. Up to 8.5% cashback
Stablecoin yield
Spreadsheet value: 54 cryptocurrencies (including USDC, BTC, ETH, XRP, SOL, and LTC) and one fiat currency (EUR).
Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.
Fees
| Annual / recurring | Free |
|---|---|
| FX | 0% FX |
| Conversion | Not publicly confirmed |
| ATM | Not publicly confirmed |
| Limits | Limits vary by market and card; current limits are shown in the KuCoin app/KuCard interface. |
Apple Pay and Google Pay
Not publicly confirmed
Not publicly confirmed
A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.
Custody and payment model
Custodial account. Card type: Debit. Identity checks: Full.
Availability
EEA countries consist of: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway (Permitted Jurisdictions).
Regional summary: EEA (except Malta).
Pros and cons
Potential strengths
- + KuCoin users
- + Official application route available
- + Product facts maintained in the Cards spreadsheet
Limitations
- − Eligibility varies by region
- − Rewards and rates can be conditional
- − Unknown fields require provider confirmation
Risks and detailed terms
Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.
Official sources
- https://www.kucoin.com/kucard
- https://www.kucoin.com/support/24174138665369
- https://www.kucoin.com/kucard/referral
Last verified in the spreadsheet: 2026-07-31