Our verdict
Low-fee virtual Availability is limited/select markets. availability has been tested in malaysia; users must verify current country eligibility during application.. The spreadsheet currently records free for recurring or annual fees and none for rewards.
Rewards
Published reward: None. None
Stablecoin yield
Spreadsheet value: —.
Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.
Fees
| Annual / recurring | Free |
|---|---|
| FX | 1% FX |
| Conversion | Not publicly confirmed |
| ATM | Not publicly confirmed |
| Limits | Limits vary by supported market and verification level; shown in app/terms. |
Apple Pay and Google Pay
Not publicly confirmed
Not publicly confirmed
A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.
Custody and payment model
Custodial account. Card type: Debit. Identity checks: Light.
Availability
Limited/select markets. Availability has been tested in Malaysia; users must verify current country eligibility during application.
Regional summary: Select (Malaysia tested).
Pros and cons
Potential strengths
- + Best for transparent crypto rewards
- + Official application route available
- + Product facts maintained in the Cards spreadsheet
Limitations
- − Eligibility varies by region
- − Rewards and rates can be conditional
- − Unknown fields require provider confirmation
Risks and detailed terms
Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.
Official sources
Last verified in the spreadsheet: 2026-07-31