Our verdict
DeFi restaking + 3% back Availability is view supported regions brazil, france, germany, hong kong, italy, portugal, spain, uae, uk, czech republic, denmark, poland, thailand, south korea, south africa, japan, switzerland, argentina, taiwan, austria, croatia, cyprus, gibraltar, greece, ireland, norway, luxembourg, romania, slovakia, slovenia, sweden, bvi, cayman islands, antigua & barbuda, bahamas, barbados, belize, bolivia, costa rica, dominica, dominican republic, ecuador, el salvador, grenada, guatamala, guyana, honduras, mexico, panama, paraguay, peru, puerto rico, st. kitts-nevis, st. lucia, st. vincent and grenadines, suriname, trinidad & tobago, turks & caicos islands, united states, uruguay, andorra, iceland, australia, jersey, canada, malta, palau, lithuania, guernsey, singapore, saudi arabia, indonesia, bulgaria, monaco, malaysia, and new zealand.. The spreadsheet currently records free for recurring or annual fees and up to 3% (no stake) for rewards.
Rewards
Published reward: Up to 3% (no stake). Up to 3% (no stake)
Stablecoin yield
Spreadsheet value: Restaking yield (ETH).
Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.
Fees
| Annual / recurring | Free |
|---|---|
| FX | 0.5% FX |
| Conversion | Not publicly confirmed |
| ATM | Not publicly confirmed |
| Limits | Limits depend on card tier, available collateral and region; shown in the app/terms. |
Apple Pay and Google Pay
Yes
Yes
A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.
Custody and payment model
Custodial account. Card type: Credit-backed (self-custody). Identity checks: Light.
Availability
View Supported Regions Brazil, France, Germany, Hong Kong, Italy, Portugal, Spain, UAE, UK, Czech Republic, Denmark, Poland, Thailand, South Korea, South Africa, Japan, Switzerland, Argentina, Taiwan, Austria, Croatia, Cyprus, Gibraltar, Greece, Ireland, Norway, Luxembourg, Romania, Slovakia, Slovenia, Sweden, BVI, Cayman Islands, Antigua & Barbuda, Bahamas, Barbados, Belize, Bolivia, Costa Rica, Dominica, Dominican Republic, Ecuador, El Salvador, Grenada, Guatamala, Guyana, Honduras, Mexico, Panama, Paraguay, Peru, Puerto Rico, St. Kitts-Nevis, St. Lucia, St. Vincent and Grenadines, Suriname, Trinidad & Tobago, Turks & Caicos Islands, United States, Uruguay, Andorra, Iceland, Australia, Jersey, Canada, Malta, Palau, Lithuania, Guernsey, Singapore, Saudi Arabia, Indonesia, Bulgaria, Monaco, Malaysia, and New Zealand.
Regional summary: Global.
Pros and cons
Potential strengths
- + DeFi restaking + 3% back
- + Official application route available
- + Product facts maintained in the Cards spreadsheet
Limitations
- − Eligibility varies by region
- − Rewards and rates can be conditional
- − Unknown fields require provider confirmation
Risks and detailed terms
Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.
Official sources
- https://www.ether.fi/cash
- https://help.ether.fi/en/collections/626858-using-your-card
- https://www.ether.fi/affiliates
Last verified in the spreadsheet: 2026-07-31