Our verdict
EU & US beginners Availability is united states; reside in one of the following regions: austria, belgium, bulgaria, croatia, cyprus,czech republic, denmark, estonia, finland, france, germany, greece, hungary, iceland, ireland, italy, latvia, liechtenstein, lithuania, luxembourg, malta, netherlands, norway, poland, portugal, romania, slovakia, slovenia, spain, sweden, and the uk. The spreadsheet currently records free for recurring or annual fees and up to 4% (tiered by holdings) for rewards.
Rewards
Published reward: Up to 4% (tiered by holdings). Up to 4% (tiered by holdings)
Stablecoin yield
Spreadsheet value: USDC rewards in-app.
Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.
Fees
| Annual / recurring | Free |
|---|---|
| FX | 0% FX |
| Conversion | Not publicly confirmed |
| ATM | Not publicly confirmed |
| Limits | Daily purchase and ATM limits are account-specific and displayed in the Coinbase app. |
Apple Pay and Google Pay
Yes
Yes
A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.
Custody and payment model
Custodial account. Card type: Debit/Prepaid. Identity checks: Full.
Availability
United States; Reside in one of the following regions: Austria, Belgium, Bulgaria, Croatia, Cyprus,Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and the UK
Regional summary: US & UK & EU.
Pros and cons
Potential strengths
- + EU & US beginners
- + Official application route available
- + Product facts maintained in the Cards spreadsheet
Limitations
- − Eligibility varies by region
- − Rewards and rates can be conditional
- − Unknown fields require provider confirmation
Risks and detailed terms
Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.
Official sources
- https://www.coinbase.com/card
- https://help.coinbase.com/en/coinbase/trading-and-funding/coinbase-card/cb-card
- https://help.coinbase.com/en/coinbase/getting-started/getting-started-with-coinbase/new-customer-incentive/simple-referral
Last verified in the spreadsheet: 2026-07-31